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    0% FINANCE ON BIKES | HARGROVES CYCLES

     

    0% Finance is an excellent way to spread the cost of payments on your new bike.

    We offer up to 36 months 0% Finance on qualifying full price bikes and we are now offering Classic Credit (15.9% APR) on sale bikes.

     

    STEP ONE

     

    Once you view a product check for the V12 banner to indicate eligibility for 0% finance.

     

    STEP TWO

     

    When you have selected an eligible item simply press the "Buy Now" button to add it to your cart.

     

    STEP THREE

     

    At the checkout click the "Buy Now With V12 Finance" button. That's all there is to it

     

    INSTANT DECISION ONLINE

    FROM V12 FINANCE

    ADD BIKES & ACCESSORIES

    TO YOUR APPLICATION

    BUY THE BIKE OF YOUR DREAMS

    6 TO 36 MONTH PLANS AVAILABLE

     

    6 to 36 MONTH PLANS

     

    Please Note - 0% Finance is not available on sale, cycle scheme or discounted models unless otherwise stated.

    We offer 6 months 0% finance on bikes £275 and up

    We offer 12 months 0% finance on bikes £275 and up

    We offer 18 months 0% finance on bikes of £500 and up

    We offer 24 months 0% finance on bikes of £1000 and up

    We offer 36 months 0% finance on bikes of £2000 and up

    Classic Credit

    We are now offering Classic Credit(15.9% APR) on sale bikes. This means you can take advantage of our excellent sale prices and spread the payments over 12, 24 or 36 months with a 10% deposit.

    Examples of Classic Credit

    Bike cost of £1000 with a 10% deposit of £1000 = £900 to pay over 24 months @ £43.57 per month. Total payable amount of £1145.68

    Bike cost of £500 with a 10% deposit of £50 = £450 to pay over 36 months @ £15.57 per month. Total payable amount of £610.52

    Examples of 0% Finance

     

    Bike cost of £300 with a 10% deposit of £30 = £270 to pay over 6 months @ £45 per month

    Bike cost of £450 with a 10% deposit of £45 = £405 to pay over 12 months @ £33.75 per month

    Bike cost of £900 with a 10% deposit of £90 = £810 to pay over 18 months @ £45 per month

    Bike cost of £1500 with a 10% deposit of £150 = £1350 to pay over 24 months @ £56.25 per month

    Bike cost of £2000 with a 10% deposit of £200 = £1800 to pay over 36 months @ £50 per month

    ELIGIBILITY

     

    In order to apply for credit with V12 Finance you must:

    • be at least 18 years of age and under 75 years of age

    • be either: in full time employment (i.e. 16 hours, or more, per week); or self-employed; or retired and over 50 years of age;or in receipt of an invalidity or disability allowance

    • be a UK resident

    • be able to make repayments by direct debit provide your previous address if you have lived at your current address for less than 3 years

    DELIVERY

     

    Any bike purchased using finance must be delivered to the applicant's home address. This is a legal requirement when a finance contract is in place - it helps protect customers from fraud and identity theft.

    V12 RETAIL FINANCE

     

    Our finance provider is V12 Retail Finance. V12 Retail Finance is the UK's only specialist Retail Finance provider. Based in Cardiff, V12 has been offering Retail, Point of Sale and Interest Free Finance and for over 20 years, specialising in Online Finance for the past 10 years, through our long-term dedicated funding lines.

    CONTACT

    TEL:

    02920 468900

    EMAIL:

    customerservices@v12finance.com

    ADDRESS:

    V12 Retail Finance Limited

    20 Neptune Court

    Vanguard Way

    Cardiff

    CF24 5PJ